Bankruptcy Attorneys on the Mississippi Gulf Coast & in Hattiesburg, MS

Also in Picayune & Gulfport, MS

Prevent losing your assets, such as your home, car, and income when you turn to our bankruptcy law attorneys. At The Law Office of David L. Lord and Associates, P.A., we go above and beyond to protect your assets, while helping you to relieve your debts.
Chapter 7 and Chapter 13 Bankruptcy filings are complex. At your free consultation, we will explain the process to you in great detail. You need to understand that, in most cases, you will not lose your possessions by filing a Bankruptcy Petition. You can retain your home, your car, your pension and retirement plans and even cash. If you are about to lose your home, we can stop the foreclosure process by filing a Chapter 13 Bankruptcy.
Before your initial consultation on bankruptcy, please download and complete the following form:
 
Through Chapter 7 and Chapter 13 we can also stop levies, garnishments and wage attachments. Instead of worrying or losing sleep over your financial circumstances, call our offices to get a fresh start in life. We will be with you every step of the way. There will be one informal hearing during which your attorney will be by your side to assist you during the hearing process. This is called a 341 Meeting, and in most personal bankruptcy cases it is the only hearing you will have to attend. We will also advise you how to re-establish your credit after bankruptcy.
 

Chapter 7 Bankruptcy


This is generally referred to as a liquidation bankruptcy or personal bankruptcy. This is the kind of bankruptcy most people are referring to when they use the term “bankruptcy.” In this situation, you must pass the Means Test, and then the process can begin. The Means Test is basically a filter for all bankruptcy cases to make sure that individuals qualify to file for this particular kind of bankruptcy. If you are determined to pass the Means Test, we will then proceed with the filing of your bankruptcy, whereby your assets can be liquidated to pay your debts equally among your creditors. Your debts will then be paid, or discharged*.We will walk you through the process, so you won't get discouraged or confused by the paperwork or proceedings, once we've determined that this is the best way to relieve your debts.
 
Chapter 7 Form - Bankruptcy Attorney in Gulfport, MS
 
 
 
 
Chapter 13 Form - Bankruptcy Attorney in Gulfport, MS
 

Chapter 13 Bankruptcy


Chapter 13 bankruptcy is meant for individuals and small business owners (sole proprietors) who would like to repay their debts, but have fallen on hard financial times. During the proceedings and afterwards, you retain your property and other assets, whereas in Chapter 7, these may be liquidated to repay your debts. Basically, this is a plan to pay your debt either a portion of your debt or all of it back over time (no longer than 36 months). Once you come in for your consultation, we can decide which chapter is right for you.
Call our office today to discuss which bankruptcy option would best suit your needs. 228-868-5667
 
 

Stop Foreclosure


A home is one of your most important assets and if you're facing foreclosure, you may have a lot on the line. At The Law office of David L. Lord and Associates, P.A., we know how to navigate this financially stressful situation and help keep homeowners from having to go into foreclosure or getting through foreclosure, so it doesn't negatively affect other areas of his or her life. Foreclosure proceedings are different in every state. We are the experts in Mississippa who will tell you what you need to know about everything associated with foreclosure.
 

Bankruptcy faqs

 

What happens on the free consultation?

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Who can file bankruptcy?

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What is the definition of bankruptcy?

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What can bankruptcy do for me?

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Stop lawsuits, repossessions, foreclosures, ...

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If I file bankruptcy, will I have to go to court?

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Who will find out about my bankruptcy?

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Will I ever get credit again if I file bankruptcy?

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Stop harrassing debt collectors

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What should I do if I owe money to my bank or credit union?

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What is an emergency bankrupcty filing?

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How do I pay the attorney fees?

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